22 February, 2020

Quora Answer: How Old Does My Son Have to be to Touch His Life Insurance?

The following is my answer to a Quora question: “How old does my son have to be to touch his life insurance account?

He has to be the age of majority, which in Singapore, is 18 years of age.  This applies to hospitalisation plans, and any life plans where he is the life insured.  However, the policy owner is not obligated to assign the policy to the son.  For their own reasons, they may choose to continue as the policy owner, particularly if it is an investment plan.


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