Quora Answer: Are Money Market Accounts FDIC Insured?

The following is my answer to a Quora question: “Are money market accounts FDIC insured?”

Money market accounts may be insured, if it is through a bank.  The money market funds themselves are not insured since they are not under the purview of the bank, but the fund manager.  Even then, the insurance coverage may not cover the entire amount you have in the account.  Where I am, the limit is $75,000.  It may be different in your country.