The following is my
answer to a Quora question: “What is the maximum amount of money
you can deposit in a US bank without raising awareness?”
There is no actual amount since this is relative to
your transaction history and net worth according to your Know Your Client. Regardless of your declared net worth, if an
account has fund activity that deviates significantly from the norm, this will
trigger a closer look by compliance, and may require the bank to file a report
with the regulatory authority, including an anti-money laundering report.
Secondly, if there is an unexplained, significant
deposit, for example. This will not only
trigger closer scrutiny, but will likely lead to the bank freezing your account
pending further clarification. You never
want this, because it is an onerous process to get it back. If you expect significant funds into an
account due to business, for example, inform the bank in advance.
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