Quora Answer: What is the Nicest Way to Say “No” to Someone Related Who is Trying to Sell You an Insurance Policy?

The following is my answer to a Quora question: “What is the nicest way to say ‘No’ to someone related to you who is trying to sell you an insurance policy?”

There is no nicest way since everybody is different and the family dynamics varies accordingly.  You can simply tell them that you are not looking into this, and thank them.  If they persist, they are being rude, and you should tell them off.  Personally, I never set out to sell to family.  It is more trouble than it is worth.  It gets us sucked into family drama when there is a claim, and no one likes close family to know their financial embarrassments.