The following is my
answer to a Quora question: “My husband wants to get life
insurance for my son and I, but it is so expensive. Is it worth it?”
It is better to get life insurance, than suffer the
cost of lost income and medical treatment due to a disability or critical
illness. Whilst dying is cheap, a
disability or serious illness will not only cost the income of the person
afflicted, but also the spouse who has to become the caregiver. And then, there is the cost of treatment,
managing the condition, and even renovating your home for disability access. Simply paying the premium for a good
insurance policy is actually much cheaper, and your husband is being wise.
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