The following is my answer to a Quora question: “Do financial advisors help with retirement planning?”
A major part of financial planning
is retirement planning. It would be
terrible to outlive our income and spend our twilight years with a reduced standard
of living, or worse, in penury. Retirement
planning is best done as early as possible, so that there is a longer horizon
to make course corrections, and survive the cycles of the market.
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