31 July, 2021

Quora Answer: Are All Life Insurance Quotes Free?

The following is my answer to a Quora question: “Are all life insurance quotes free?

If you are only asking for a quote, they are free.  Quotes are generated by the system when you input the required data such as age, occupation, gender, and some financial data.  It does not take much to ask for a quote, and by themselves, they do not tell you much beyond superficial price comparisons.  However, if you are asking for a comprehensive financial health review so that those quotes have a context, and are part of a strategy for risk mitigation, wealth accumulation, and wealth protection, some financial advisors chare for that.  This is because now, you are not asking for a quote; you are also asking for a strategy to fit your needs and your budget.  That takes a bit more homework.



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