Summary of the Coverage of COVID-19 under AIA Insurance Plans

The following is a summary of the extent of COVID-19 coverage by AIA insurance plans.

Death Benefit

All policies with death benefit will pay out in the event of death due to complications arising from COVID-19 infection.

Disability Income Benefit

Premier Disability Cover provides income coverage due to illness or injury.

Critical Illness Benefit

Critical illness plans and rider do not pay out for COVID-19 since it is not one of the listed critical illnesses in the plans.  However, the policy will pay out for any complications arising from COVID-19 infection which is under the listed critical illnesses.

Hospitalisation Benefit & Hospitalisation Income Benefit

All hospitalisation costs due to COVID-19 are covered.  Hospital Income and Hospital Income Special will pay out since these plans provide coverage for accidents, illnesses, and disease.  However, Platinum Health does not provide any coverage since the plan specifically excludes communicable diseases.

Pre-Natal Hospitalisation Benefit

Coverage for Baby Protect Plus (II) and Baby Assurance ( II) is extended to treatment of COVID-19 under “Other Infectious Diseases”, for the hospital care benefit for the child.

Accident Benefit

Personal accident plans have no coverage since this is a disease, not an accident.  However, coverage is extended to COVID-19 to Star Protect Plus under the list of diseases.

Travel Coverage

Around the World Plus does not cover places where there is a travel advisory for infection.