02 January, 2021

Quora Answer: Can My Ex-Husband Keep a $100,000 Insurance Policy on Me?

The following is my answer to a Quora question: “Can my ex-husband keep a $100,000 insurance policy on me? 

I would assume that when he took out the policy, he was your spouse, which means that there was insurable interest.  He is the policy owner, and you are the life insured.  Despite your divorce, this does not change, the policy still stands, and he can keep that policy on you.  You could conceivably request that he transfer ownership of the policy to you, although he has no obligation to accede to that request.  He has paid the premiums, and you would likely have to compensate him for it. 



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