18 April, 2023

Quora Answer: Can Toastmasters Make Me Outgoing?

The following is my answer to a Quora question: “Can Toastmasters make me outgoing? 

Toastmasters, by itself, is not going to change your underlying characteristics.  Joining Toastmasters, and actually taking advantage of the programme, will make you more confident when it comes to speaking, and interacting with others.  It will not make you speak more, or be more gregarious.  That requires changes in your psychology.



Quora Answer: Can a Stepmother be a Beneficiary of a Life Insurance Policy?

The following is my answer to a Quora question: “Can a stepmother be a beneficiary of a life insurance policy? 

When incepting a policy, a person can only take out a policy on a person where there is insurable interest.  In this case, that insurable interest has to be the spouse, parents, children, and key staff.  A stepmother is not in that equation.  However, a policy owner may nominate the beneficiaries.  The stepmother or anyone else can be nominated as a beneficiary by the owner of the policy.



Quora Answer: Does Toastmasters Help with Public Speaking?

The following is my answer to a Quora question: “Does Toastmasters help with public speaking? 

The Toastmasters programme is geared towards helping people become better public speakers, as an aspect of leadership.  Joining a good club, getting a competent mentor, and taking up appointment roles in meetings guarantees that by the end of the completion of one Pathway programme, you will be a competent, confident speaker.



Quora Answer: Is Investing Glorified Gambling?

The following is my answer to a Quora question: “Is investing essentially glorified gambling? 

In this context, to gamble is to take risky action in the hope of a desired result.  You have no real power to affect the outcome, and depend almost wholly on chance.  On the other hand, to invest is put funds into financial schemes, shares, property, or a commercial venture with the expectation of achieving a profit.  Investments can be akin to gambling if you treat it like chance.  It is a science.  Before you invest, there is homework to be done, which includes seeking financial advice, looking at reports and analysis, and understanding the movement of the market of customer base.  That means you gave some power to affect the process, and seek a desired outcome.



17 April, 2023

Quora Answer: If Someone Goes to Your Funeral, is It Rude Not to Go to Theirs?

 The following is my answer to a Quora question: “If someone goes to your funeral, is it rude not to go to theirs? 

Once people come to my funeral, I am quite certain they would not look forward to me visiting them, let along waiting for their funeral.  Perhaps they might not mind me being at their funeral.  But the other people might.



Quora Answer: Do Insurance Companies Invest in Medical Clinics?

The following is my answer to a Quora question: “Do insurance companies invest in medical clinics? 

No, because that would be a conflict of interest.  When an insurer assesses a claim, they are looking for ways why they should not pay out.  If the clinic was owned by the insurer, then any assessment originating from it can be questioned, because every claim denied could be ascribed to some sort of bias.  Which insurer would want that?  Insurers already make more than enough money without the unnecessary drama of every denied medical or life claim becoming some sort of controversy.



Quora Answer: Will Southeast Asia & South Asia Benefit or Suffer Should the US Escalate Conflict with China over Taiwan?

The following is my answer to a Quora question: “Will Southeast Asia and South Asia benefit or suffer should the US escalate conflict with China over Taiwan? 

Any American attack on China will crash the global economy, and no one will benefit.  Why do we have idiots wanting war between the two biggest economies in the world?  China is the global factory and the United States is the global bank.  Any war between these two is a very bad idea for the rest of us.