Medical Insurance: Looking beyond Premiums

Medical insurance has seen double digit growth in the last few years.  While there have been measures to mitigate this, it will take time for it to take effect.  With an ageing population, costs will continue to rise, and someone has to pay for it. 

With premiums between providers largely the same, it is important to see beyond the premium to what is on offer besides the treatments on the schedule.  AIA has Medix medical concierge, and WhiteCoat telemedicine, in addition to a higher annual limit.  Coupled with the Vitality programme, the focus is on managing a healthy life so that many medical conditions do not develop, and to mitigate the cost of those that do.